Long ago, building up my credit, I opened extra credit cards.  The best experience I had and continued to experience was with Discover.  Always a competative interest rate.  Higher, but fair credit limit.  Terrific customer service.  Very usable and customer friendly website.  While I would distribute my consumer spending across cards, for all the reasons above, I favored Discover.  If you feel the same as I do, you may grieved the following message:

“Discover is part of Capital One.  Starting July 27, you’ll manage this account using the Capital One website and app. You can keep using your card.”

No.  No, I can’t.  I despise the convergence of all corporations into one megacorp with no real competitive limits on what is good for the consumer or much less the citizen. I am infuriated at usage of our spending data being sold on secondary markets, with no relief present to the consumer.  Interest rates are still unreasonably high.  No, alas, I think it’s time to move on – likely to little or no credit card spending.  After all, it is a tax on both the business and the customer.  It’s just digital currency at this point.  Discover survived the collapse of Sears, but I guess there can be only three.  The convergence will lead to only three domains in the end: Oceania, Eurasia, and Eastasia.